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Sales & CRM

How to Sell on WhatsApp Without an Online Store: From Chat to Payment

Sell on WhatsApp without a website: catalog and product messages, an order form, payment links or cash on delivery, shipping and invoices, with templates.

Modeer 360 teamPublished 12 September 2026 · 4 min read Updated 30 September 2026
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Quick answer

You can sell entirely through WhatsApp without a store: show your products in a WhatsApp catalog, collect the order in a form or a structured message, send a payment link from a payment gateway or confirm cash on delivery, then hand over to a shipping company and send the invoice and tracking in the same chat. A store becomes necessary when products and orders grow and customers need to buy without asking.

01The whole sales journey inside the chat

Stage · WhatsApp tool · Simple alternative
StageWhatsApp toolSimple alternative
Showing productsCatalog and product messagesPhotos and prices in a message
Collecting the orderOrder form (Flows) or catalog cartA summary message the customer confirms
PaymentPayment link from a payment gatewayBank transfer or cash on delivery
ShippingTracking message after handover to the courierYour own delivery with a confirmed time
InvoicePDF file in the chatInvoice from your accounting software
After the saleReview and repeat-purchase messageManual follow-up
Read alsoConversational Commerce: How to Sell from Question to Payment Inside WhatsApp

021. Show your products: the catalog and product messages

In the WhatsApp Business app you can add up to 500 products or services with a photo, price and description. With the WhatsApp Business API you can send a single-product message, or a multi-product message that shows up to 30 products in sections, and the customer adds items to the cart and sends the order without leaving the chat.

Example WhatsApp reply

Hi [Name]! Here's our new perfume collection. Pick what you like, add it to your cart and send it to us:

View products

Source: Meta's documentation on catalog and product messages on the WhatsApp Business Platform, September 2026.

Read alsoWhatsApp Catalog: Show Your Products and Sell Inside the Conversation

032. Collect the order without the mess

The biggest problem with selling over chat is an order scattered across ten messages. The fix is to collect it in one place: a WhatsApp form that asks for size, quantity and address, or an order summary sent by a team member or an AI agent that the customer confirms with a button.

Order summaryUtility

Your order, [Name]: [Products]. Total [Amount] including delivery to [City]. Delivery within [Duration]. Shall we confirm?

Confirm order
Edit
Address requestQuick reply

To deliver your order, please send us your location using the share button, your neighborhood name, and a contact number for delivery time.

Order formUtility

Hello [Name], fill in the order form in a minute: product, size, quantity and address.

Open the form
Read alsoWhatsApp Flows: Sign-ups, Bookings and Surveys Without Leaving the Chat

043. Get paid: a payment link or cash on delivery

  • Payment link: create it in a payment gateway and send it in the chat, and the customer pays by card or any available wallet. Ask the Modeer 360 team about connecting the payment gateway you use.
  • Installments: some buy now, pay later services offer payment links for merchants; check their terms for your business.
  • Cash on delivery: convenient for the customer but it raises the refusal rate, so confirm every order with a message before shipping.
  • Bank transfer: suits large orders; ask for a photo of the receipt and match it.
Payment linkUtility

Your order is ready, [Name]. Pay [Amount] through this secure link, and we'll ship as soon as payment is confirmed: [Link]

I've paid
I prefer cash on delivery
Cash-on-delivery confirmationUtility

Hello [Name], your order no. [Order number] worth [Amount] will reach you on [Day]. Payment is cash on delivery. Shall we confirm shipping?

Confirm
Change the date
Cancel order
Payment reminderUtility

A friendly reminder, [Name]: your order is reserved for you until [Time]. Payment link: [Link]

Pay now
Talk to an agent
Read alsoHow to Send a Payment Link or Tabby and Tamara Installments Inside a WhatsApp Chat

054. Shipping and invoicing

You do not need a fleet: local shipping companies and same-city delivery services collect from your shop or your home. What matters is that the customer knows where their order is without having to ask.

Order shippedUtility

Your order is on its way, [Name]! Courier: [Company], tracking number: [Tracking number]. Expected arrival: [Date].

Track shipment
InvoiceUtility

Thank you for your order, [Name]. Attached is the invoice for order no. [Order number] worth [Amount].

After deliveryMarketing

Did your order arrive, [Name]? Rate your experience with one tap and get [Discount] off your next order.

Excellent
I have feedback
Stop

In Saudi Arabia, e-invoicing may apply to you if you are registered for VAT, and you may need a commercial registration or a freelance document depending on your activity. This is a general summary, not legal advice; check the official text or a legal adviser.

Read alsoDo You Need a Commercial Registration or Freelance Permit to Sell on WhatsApp and Instagram in Saudi Arabia?

06When should you open an online store?

Signal · WhatsApp alone is enough · Time for a store
SignalWhatsApp alone is enoughTime for a store
Number of productsDozensHundreds, with sizes and colors
Number of ordersYour team handles them easilyReplies slow down at peak times
Type of sellingConsultation, custom work and special ordersReady-made products customers buy without asking
Customer sourceWord of mouth, Instagram and WhatsApp adsGoogle search and conversion ads to the store

A store on a platform such as Salla or Zid does not replace WhatsApp, it complements it: the store for self-service buying, and WhatsApp for questions, confirmations and abandoned carts. Ask the Modeer 360 team about connecting your store platform.

Read alsoHow to Connect Your Salla Store to WhatsApp: Order Notifications and Abandoned Carts, Step by Step

Key takeaways

  • You can sell entirely through WhatsApp: catalog, order, payment, shipping and invoice.
  • Collect the order in one summary or form that the customer confirms with a button.
  • A payment link is faster, while cash on delivery needs a confirmation message.
  • Open a store when products and orders grow, and keep WhatsApp alongside it.

Frequently asked questions

Do I need a website to sell on WhatsApp?

No. The catalog, order forms and payment links are enough to start, and a store comes later when order volume grows.

How does the customer pay inside WhatsApp?

Usually through a payment link from a payment gateway that you send in the chat, or by cash on delivery or bank transfer.

How many products can I add to a WhatsApp catalog?

Up to 500 products or services in the WhatsApp Business app. With the API, a Meta catalog is connected and you can send messages with up to 30 products.

Can an AI agent take orders?

Yes. The Modeer 360 agent answers product questions, collects the order and address, and hands over to your team with a summary.

  • #WhatsApp catalog for selling
  • #WhatsApp payment link
  • #Taking orders on WhatsApp
  • #Selling online without a website
Modeer 360 teamWe write practical guides for Arab businesses that sell to and serve customers over WhatsApp and calls. This article was last updated on 30 September 2026.

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